Customer Oriented Due Diligence in Financial Sector

Description

Bachelor thesis should be built around my thesis proposal (all words used from there), the referencing system should be Harvard. I am also not sure how many sources should be used, so I put approximately 50(?). The word count of 10000 words, my thesis proposal has 3k+, so I am ordering 7000 more. The thesis should be 40-60 pages in total( so pictures, graphs or smth are welcome) I want to raise the topic that with all new EU compliance regulations that banks in Finland have to deal with, they forget about their customers. If before banks needed customers to be able to stay in business, paid percentages to customers for trusting their money to them, etc, nowadays everything is totally opposite. Customers are paying for keeping their money in the banks and they also must go throw endless due diligence process to prove that they are worth beeing the customers of that bank. Banks are literally asking private customers about every 50e cash they want to put in or sometimes even withdraw from their account. It’s like being asked by security at the grocery store to open your bag for a checkup every time you finish your shopping. I want to find the solution for banks to be able to perform their compliance obligations according to EU anti-money laundering law, but at the same time optimize it so that private customers won’t participate in the process unless it is absolutely necessary, I want to suggest possible optimization processes that will perform due diligence processes without questioning people directly. Something like this.