Do personality factors have any effect on how people deal with security behaviour?

Answer the following question based on research paper in 2019 (I need to find two reference paper in each question in year 2019- PAPER SHOULD BE IN GOOD RANK- NOT CONFERENCE PAPER )- (i need to be mentioned in the paper clearly and explicitly and need to mention in which page they answer them ) 1-Why do users fall for phishing? 2- What do you think good information security behaviour means? 3- Do personality factors have any effect on how people deal with security behaviour? 4– How do you think information security behaviour could avoid phishing victimisation 5- Whose responsibility to ensure proper security behaviour among online banking customers to avoid phishing victimization